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Chase $300 Bonus

Total Checking

Expires: January 21, 2026✓ Nationwide
Last verified: December 25, 2025View official bank terms →

Bonus Amount

$300

Apply Now

Direct Deposit

Required

Time to Qualify

90 days

Payout Time

15 days

💡 Quick Answers

Who qualifies?

New customers only. No Chase account in past 30 months. Available nationwide.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 15 days after qualifying.

Key requirements

  • • Direct deposit required

Fees & gotchas

  • $15/mo fee (waivable)
  • • No early closure fee ✓

Is it worth it?

$300 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open a new Chase Total Checking account
  2. 2Make direct deposits totaling $500 or more within 90 days of coupon enrollment

📅 Timeline

Day 1

Open Account

Open a new Total Checking account

Within 90 days

Set Up Direct Deposit

direct deposit

15-15 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$15 (waivable)

$15 monthly service fee waived with electronic deposits of $500+, daily balance of $1,500+, or average balance of $5,000+ across linked accounts

💡 This fee can be waived - check bank requirements

Early Closure Fee$0 ✓

⚠️ Things to Watch Out For

  • New customers only - existing customers do not qualify
  • Cannot have had account in past 30 months
  • Promo code required at account opening
  • Expires soon: 11 days left

You Won't Qualify If...

  • You currently have or previously had an account with this bank
  • You had an account with this bank in the past 30 months
  • You have any existing account with this bank

Ready to Earn $300?

Click below to apply directly on Chase's website.

Apply for Chase Bonus

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