Privacy Policy

Last updated: December 31, 2025

1. Introduction

This Privacy Policy describes how BankOffers.app (the "Site") collects, uses, and shares information.

The Site is operated by Riverbend Crossroads Digital LLC, an Indiana limited liability company ("Riverbend Crossroads Digital LLC", "we", "us", or "our").

We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.

2. Data We Collect

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

• Technical Data: Includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location (at state/region level), browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website.
• Usage Data: Includes information about how you use our website, products and services, including pages visited and time spent.
• Contact Data: If you contact us through our support form, we collect your email address and any information you provide in your message.

3. How We Use Your Data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

• To improve our website and user experience.
• To analyze how our services are used and measure site performance.
• To provide location-relevant bank offers based on your state.
• To respond to your support inquiries.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and track information about your use of our Site.

Types of Cookies We Use:

• Essential Cookies: Required for basic site functionality, such as remembering your cookie consent preference.
• Analytics Cookies: Help us understand how visitors interact with our Site. We use Google Analytics 4 (GA4) to collect aggregated, anonymous usage data.

Third-Party Services:

• Google Analytics 4: We use GA4 to analyze site traffic and usage patterns. Google may use this data in accordance with their Privacy Policy. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
• Vercel: Our Site is hosted on Vercel, which may collect technical data for performance and security purposes. See Vercel's Privacy Policy.

Managing Cookies:

When you first visit our Site, you will see a cookie consent banner. You can choose to accept or decline non-essential cookies. You can also manage cookies through your browser settings. Note that disabling certain cookies may affect site functionality.

To change your cookie preferences after your initial choice, clear your browser's localStorage for this site or use your browser's cookie management features.

5. Your Privacy Rights

For California Residents (CCPA):

If you are a California resident, you have the right to:

• Know what personal information we collect about you.
• Request deletion of your personal information.
• Opt-out of the "sale" of your personal information. Note: We do not sell personal information.
• Not be discriminated against for exercising your privacy rights.

For EEA/UK Residents (GDPR):

If you are in the European Economic Area or United Kingdom, you have the right to:

• Access your personal data.
• Rectify inaccurate personal data.
• Request erasure of your personal data.
• Object to processing of your personal data.
• Data portability.
• Withdraw consent at any time where we rely on consent to process your data.

6. Data Retention

We retain technical and usage data for analytics purposes for up to 14 months. Contact form submissions are retained until your inquiry is resolved, then deleted within 90 days.

7. Data Security

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way. We limit access to your personal data to those who have a business need to access it.

8. Children's Privacy

Our Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about this privacy policy, wish to exercise your privacy rights, or have concerns about our privacy practices, please contact us.

Mailing Address: Riverbend Crossroads Digital LLC, Indiana, USA