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SouthState Bank $200 Bonus

SouthState Checking

Expires: March 31, 20268 states
Last verified: January 1, 2026View official bank terms →

Bonus Amount

$200

Apply Now

Direct Deposit

Required

Time to Qualify

60 days

Payout Time

2 days

💡 Quick Answers

Who qualifies?

New customers only. No SouthState Bank account in past 12 months. Available in 8 states.

Fastest way to earn

Complete requirements in 60 days. Bonus arrives within 2 days after qualifying.

Key requirements

  • • Direct deposit required
  • 15 debit transactions
  • 0

Fees & gotchas

  • $5/mo fee (waivable)
  • • No early closure fee ✓

Is it worth it?

$200 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open new personal checking account with promo code EARN200
  2. 2Complete 15 or more debit card purchases within 60 days
  3. 3Set up direct deposits totaling $250+ OR one preauthorized automatic draft of $25+ within 60 days
  4. 4Keep account open with no product type changes

📅 Timeline

Day 1

Open Account

Open a new SouthState Checking account with $25 minimum deposit

Within 60 days

Set Up Direct Deposit

direct deposit

Within 60 days

Debit Transactions

Make 15 debit purchases

2-2 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$5 (waivable)

Monthly Maintenance Charge waived with eStatements enrollment

💡 This fee can be waived - check bank requirements

Early Closure Fee$0 ✓

⚠️ Things to Watch Out For

  • New customers only - existing customers do not qualify
  • Cannot have had account in past 12 months
  • Promo code required at account opening

You Won't Qualify If...

  • You currently have or previously had an account with this bank
  • You had an account with this bank in the past 12 months
  • You have any existing account with this bank
  • You don't live in: AL, CO, FL, GA, NC, SC, TX, VA

📍 Available States

ALCOFLGANCSCTXVA

SouthState operates across AL, CO, FL, GA, NC, SC, TX, VA (branch/footprint per SouthState locations/about pages).

Ready to Earn $200?

Click below to apply directly on SouthState Bank's website.

Apply for SouthState Bank Bonus

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