First Commonwealth Bank $200 Bonus
Personal Checking Account
Bonus Amount
$200
Direct Deposit
Not Required ✓
Time to Qualify
60 days
Payout Time
60 days
💡 Quick Answers
Who qualifies?
New customers only. No First Commonwealth Bank account in past 12 months. Available in 2 states.
Fastest way to earn
Complete requirements in 60 days. Bonus arrives within 60 days after qualifying.
Key requirements
- • 10 debit transactions
- • Deposit $50 within 30 days
Fees & gotchas
- • $5/mo fee (waivable)
- • No early closure fee ✓
Is it worth it?
$200 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.
🧮 Calculate your personalized net value →✅ How to Qualify
- 1Open a new personal checking account in person, by phone, or online using promo code FCB2026
- 2Order a debit card
- 3Complete 10 or more qualifying debit card purchases within 60 days of account opening
📅 Timeline
Day 1
Open Account
Open a new Personal Checking Account account with $50 minimum deposit
Within 60 days
Debit Transactions
Make 10 debit purchases
60-60 days after qualifying
Receive Bonus
Bonus credited to your account
💵 Fees & How to Avoid Them
$5 monthly service charge waived when you complete 5 or more customer-initiated transactions during the statement cycle
💡 This fee can be waived - check bank requirements
⚠️ Things to Watch Out For
- •New customers only - existing customers do not qualify
- •Cannot have had account in past 12 months
- •Promo code required at account opening
❌ You Won't Qualify If...
- •You currently have or previously had an account with this bank
- •You had an account with this bank in the past 12 months
- •You have any existing account with this bank
- •You don't live in: OH, PA
📍 Available States
First Commonwealth Bank operates in Pennsylvania and Ohio (branch locations page).
Ready to Earn $200?
Click below to apply directly on First Commonwealth Bank's website.
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