Who qualifies for the SoFi $300 bonus?

This bonus is available to all US residents.

How long does it take to earn the SoFi bonus?

You can complete the requirements in 25 days. After qualifying, the bonus is typically credited within 7 days. Total time from account opening to bonus: approximately 32 days.

What are the requirements for the SoFi bonus?

Set up direct deposit of any amount. Deposit at least $1000 within 25 days.

Are there any fees for the SoFi SoFi Checking and Savings?

No, this account has no monthly maintenance fees and no early closure fee.

Is the SoFi $300 bonus worth it?

The SoFi bonus offers $300 in value. With no fees to worry about, you keep the full bonus amount. The requirements are straightforward, making this an easy bonus to earn.

BankOffers.app

CheckingEasy⏰ 21 days left

SoFi $300 Bonus

SoFi Checking and Savings

Expires: January 31, 2026✓ Nationwide

Last verified: December 25, 2025View official bank terms →

Bonus Amount

$300

Apply Now

Direct Deposit

Required

Time to Qualify

25 days

Payout Time

7 days

💡 Quick Answers

Who qualifies?

Available nationwide.

Fastest way to earn

Complete requirements in 25 days. Bonus arrives within 7 days after qualifying.

Key requirements

• Direct deposit required
• Deposit $1,000 within 25 days

Fees & gotchas

• No monthly fee ✓
• No early closure fee ✓

Is it worth it?

$300 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Open a new SoFi Checking and Savings account
2Set up eligible direct deposit from employer, payroll, or benefits provider
3Receive qualifying direct deposits within 25-day period

Bonus Tiers

$1,000-$4,999.99 in direct deposits within 25 days$50

$5,000 or more in direct deposits within 25 days$300

📅 Timeline

Day 1

Open Account

Open a new SoFi Checking and Savings account

Day 1-25

Fund Account

Deposit $1,000 within 25 days

Within 25 days

Set Up Direct Deposit

direct deposit

7-7 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓

Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

•Expires soon: 21 days left

Ready to Earn $300?

Click below to apply directly on SoFi's website.

Apply for SoFi Bonus

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