Who qualifies for the Credit Union ONE $200 bonus?

This bonus is available to new customers only, residents of MI, OH.

How long does it take to earn the Credit Union ONE bonus?

You can complete the requirements in 90 days. After qualifying, the bonus is typically credited within 5 days. Total time from account opening to bonus: approximately 95 days.

What are the requirements for the Credit Union ONE bonus?

Set up direct deposit of any amount.

Are there any fees for the Credit Union ONE Cash Back Checking?

No, this account has no monthly maintenance fees and no early closure fee.

Is the Credit Union ONE $200 bonus worth it?

The Credit Union ONE bonus offers $200 in value. With no fees to worry about, you keep the full bonus amount.

BankOffers.app

CheckingEasy

Credit Union ONE $200 Bonus

Cash Back Checking

Expires: March 31, 20262 states

Last verified: January 1, 2026View official bank terms →

Bonus Amount

$200

Apply Now

Direct Deposit

Required

Time to Qualify

90 days

Payout Time

5 days

💡 Quick Answers

Who qualifies?

New customers only. Available in 2 states.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 5 days after qualifying.

Key requirements

• Direct deposit required

Fees & gotchas

• No monthly fee ✓
• No early closure fee ✓

Is it worth it?

$200 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Open account at Credit Union ONE branch
2Sign up for Digital Banking
3Set up and receive direct deposit within 90 days
4Keep account open for 90 days
5Have an active Mastercard Debit Card

📅 Timeline

Day 1

Open Account

Open a new Cash Back Checking account

Within 90 days

Set Up Direct Deposit

direct deposit

5-5 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓

Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

•New customers only - existing customers do not qualify

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You don't live in: MI, OH
•Account must be opened in-branch (online opening not eligible)

📍 Available States

MIOH

Membership open statewide in MI, plus specified Ohio counties (Cuyahoga, Lake, Lucas, Sandusky, Summit, Wood).

Ready to Earn $200?

Click below to apply directly on Credit Union ONE's website.

Apply for Credit Union ONE Bonus

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BankOffers.app is not affiliated with Credit Union ONE. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.