1st Advantage $200 Bonus
Qualified Checking Account
Bonus Amount
$200
Direct Deposit
Required
Time to Qualify
60-90 days
Payout Time
60-90 days
💡 Quick Answers
Who qualifies?
Available in 2 states.
Fastest way to earn
Complete requirements in 90 days. Bonus arrives within 90 days after qualifying.
Key requirements
- • Direct deposit required
- • Multiple debit transactions
Fees & gotchas
- • No monthly fee ✓
- • $15 early closure fee
Is it worth it?
$200 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.
🧮 Calculate your personalized net value →✅ How to Qualify
- 1Open a Premier, Preferred, or Free Advantage Checking Account
- 2Sign up for eStatements
- 3Have one monthly recurring direct deposit
- 4Spend $200 or more using 1st Advantage Debit Mastercard within 60 days
- 5Keep account open and in good standing for 90 days
📅 Timeline
Day 1
Open Account
Open a new Qualified Checking Account account
Within 90 days
Set Up Direct Deposit
direct deposit for 1 month
Within 90 days
Debit Transactions
Make required debit purchases totaling $200
60-90 days after qualifying
Receive Bonus
Bonus credited to your account
💵 Fees & How to Avoid Them
If closed within 90 days
⚠️ Things to Watch Out For
- •Early closure fee: $15 if closed within 90 days
- •Targeted offer - may not be available to everyone
❌ You Won't Qualify If...
- •You don't live in: VA, NC
📍 Available States
Membership eligibility includes communities in Virginia and parts of North Carolina. Source: https://www.1stadvantage.org/join
Ready to Earn $200?
Click below to apply directly on 1st Advantage's website.
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