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1st Advantage $200 Bonus

Qualified Checking Account

Expires: March 31, 20262 states
Last verified: January 1, 2026View official bank terms →

Bonus Amount

$200

Apply Now

Direct Deposit

Required

Time to Qualify

60-90 days

Payout Time

60-90 days

💡 Quick Answers

Who qualifies?

Available in 2 states.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 90 days after qualifying.

Key requirements

  • • Direct deposit required
  • Multiple debit transactions

Fees & gotchas

  • • No monthly fee ✓
  • $15 early closure fee

Is it worth it?

$200 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open a Premier, Preferred, or Free Advantage Checking Account
  2. 2Sign up for eStatements
  3. 3Have one monthly recurring direct deposit
  4. 4Spend $200 or more using 1st Advantage Debit Mastercard within 60 days
  5. 5Keep account open and in good standing for 90 days

📅 Timeline

Day 1

Open Account

Open a new Qualified Checking Account account

Within 90 days

Set Up Direct Deposit

direct deposit for 1 month

Within 90 days

Debit Transactions

Make required debit purchases totaling $200

60-90 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓
Early Closure Fee$15

If closed within 90 days

⚠️ Things to Watch Out For

  • Early closure fee: $15 if closed within 90 days
  • Targeted offer - may not be available to everyone

You Won't Qualify If...

  • You don't live in: VA, NC

📍 Available States

VANC

Membership eligibility includes communities in Virginia and parts of North Carolina. Source: https://www.1stadvantage.org/join

Ready to Earn $200?

Click below to apply directly on 1st Advantage's website.

Apply for 1st Advantage Bonus

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BankOffers.app is not affiliated with 1st Advantage. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.