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Georgia's Own $200 Bonus

All Access Checking

Expires: February 28, 20261 states
Last verified: January 1, 2026View official bank terms →

Bonus Amount

$200

Apply Now

Direct Deposit

$1,500/month

Time to Qualify

60-90 days

Payout Time

Varies

💡 Quick Answers

Who qualifies?

New customers only. No Georgia's Own account in past 30 months. Available in 1 states.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 120 days after qualifying.

Key requirements

  • • Direct deposit of $1,500/mo
  • 15 debit transactions

Fees & gotchas

  • • No monthly fee ✓
  • • No early closure fee ✓

Is it worth it?

$200 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open a new All Access Checking account
  2. 2Enroll in online banking
  3. 3Complete 15 debit card transactions within each of two full statement cycles after account opening
  4. 4Have a direct deposit of at least $1,500 for two consecutive statement cycles

📅 Timeline

Day 1

Open Account

Open a new All Access Checking account

Within 90 days

Set Up Direct Deposit

$1,500/month direct deposit for 2 months

Within 90 days

Debit Transactions

Make 15 debit purchases

1-120 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓
Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

  • New customers only - existing customers do not qualify
  • Cannot have had account in past 30 months
  • Promo code required at account opening

You Won't Qualify If...

  • You currently have or previously had an account with this bank
  • You had an account with this bank in the past 30 months
  • You have any existing account with this bank
  • You don't live in: GA

📍 Available States

GA

Georgia's Own membership primarily via partner employers and other qualifications throughout Georgia.

Ready to Earn $200?

Click below to apply directly on Georgia's Own's website.

Apply for Georgia's Own Bonus

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BankOffers.app is not affiliated with Georgia's Own. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.