Who qualifies for the KeyBank $500 bonus?

This bonus is available to new customers only, no account with KeyBank in past 12 months, residents of AK, CO, CT, FL, ID and 11 more states.

How long does it take to earn the KeyBank bonus?

You can complete the requirements in 90 days. After qualifying, the bonus is typically credited within 60 days. Total time from account opening to bonus: approximately 150 days.

What are the requirements for the KeyBank bonus?

Set up direct deposit of any amount. Deposit at least $10 within 90 days.

Are there any fees for the KeyBank Key Smart Checking & Key Select Checking?

No, this account has no monthly maintenance fees and no early closure fee.

Is the KeyBank $500 bonus worth it?

The KeyBank bonus offers $500 in value. With no fees to worry about, you keep the full bonus amount. The requirements are straightforward, making this an easy bonus to earn.

BankOffers.app

CheckingEasy⏰ 27 days left

KeyBank $500 Bonus

Key Smart Checking & Key Select Checking

Expires: February 6, 202616 states

Last verified: December 25, 2025View official bank terms →

Bonus Amount

$500

Apply Now

Direct Deposit

Required

Time to Qualify

90 days

Payout Time

60 days

💡 Quick Answers

Who qualifies?

New customers only. No KeyBank account in past 12 months. Available in 16 states.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 60 days after qualifying.

Key requirements

• Direct deposit required
• Deposit $10 within 90 days

Fees & gotchas

• No monthly fee ✓
• No early closure fee ✓

Is it worth it?

$500 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Open account with promo code by 2/6/2026
2Make minimum opening deposit ($10 for Smart, $50 for Select)
3Complete eligible direct deposits within 90 days ($2,000 for Smart, $5,000 for Select)
4Keep account open until bonus payment

Bonus Tiers

Key Smart Checking with $2,000 direct deposits$300

Key Select Checking with $5,000 direct deposits$500

📅 Timeline

Day 1

Open Account

Open a new Key Smart Checking & Key Select Checking account with $10 minimum deposit

Day 1-90

Fund Account

Deposit $10 within 90 days

Within 90 days

Set Up Direct Deposit

direct deposit

60-60 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓

Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

•New customers only - existing customers do not qualify
•Cannot have had account in past 12 months
•Promo code required at account opening
•Expires soon: 27 days left

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You had an account with this bank in the past 12 months
•You have any existing account with this bank
•You don't live in: AK, CO, CT, FL, ID, IN, MA, ME, MI, NY...

📍 Available States

AKCOCTFLIDINMAMEMINYOHORPAUTVTWA

KeyBank operates in: AK, CO, CT, FL, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA.

Ready to Earn $500?

Click below to apply directly on KeyBank's website.

Apply for KeyBank Bonus

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BankOffers.app is not affiliated with KeyBank. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.