What is the Fifth Third Bank bonus?

Fifth Third Bank's best current bonus is $300 for their Fifth Third Momentum® Checking. Direct deposit of any amount is required.

Popular Bank Bonuses to Compare

Community First Credit Union - $200 Checking Bonus - No direct deposit required

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Associated Bank - $600 Checking Bonus - Requires $500/month direct deposit

Huntington - $600 Checking Bonus - Requires $varies/month direct deposit

Wintrust - $500 Checking Bonus - Requires $500/month direct deposit

Byline Bank - $450 Checking Bonus - Requires $1000/month direct deposit

Chase - $400 Checking Bonus - Requires $varies/month direct deposit

Truist - $400 Checking Bonus - Requires $varies/month direct deposit

MIDFLORIDA Credit Union - $400 Checking Bonus - Requires $varies/month direct deposit

Unity Bank - $400 Checking Bonus - Requires $1500/month direct deposit

What Can You Compare?

Bonus Amount - Compare cash bonuses from different banks

Direct Deposit Requirements - Monthly amount and duration needed

Monthly Fees - See which accounts have fees and how to waive them

Ease Score - Our proprietary rating of how easy each bonus is to earn

Timeline - Days to complete requirements and receive payout

State Availability - Check which offers are available in your state

Frequently Asked Questions

How do I compare bank bonuses?

When comparing bank bonuses, consider: 1) Bonus amount, 2) Requirements difficulty, 3) Monthly fees and whether they're waivable, 4) Time to earn and receive the bonus, 5) How long you must keep the account open, and 6) Your ability to meet requirements like direct deposit.

Should I choose the highest bank bonus?

Not necessarily. The highest bonus often has the hardest requirements. Choose a bonus you can realistically complete. A $200 bonus you can easily earn is better than a $500 bonus you can't qualify for.

Can I open multiple bank accounts for bonuses?

Yes, you can open accounts at multiple different banks to earn multiple bonuses. However, each bank typically requires you to be a "new customer," meaning you haven't had an account there recently (usually 12-24 months).

Which bank has the easiest bonus requirements?

Online banks like SoFi and Capital One often have simpler requirements. Look for bonuses with no direct deposit requirement, no minimum balance, and no monthly fees. Our "Low Effort" category shows the easiest bonuses.

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BMO vs Fifth Third BankBank Bonus Comparison

Updated February 2026 • Side-by-side comparison

Compare BMO and Fifth Third Bank bank bonuses to see which offers better value. We analyze bonus amounts, requirements, fees, and ease of qualification to help you choose.

Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.

Our Pick for February 2026

BMO wins

BMO offers better overall value with higher bonuses and easier requirements.

BMO

Fifth Third Bank

Feature	BMO	Fifth Third Bank
Highest Bonus	$400✓	$300
Total Offers	1	1
Ease Score	Easy	Easy✓
Direct Deposit	Required	Required
Monthly Fee	$5 (waivable)	$0✓
Availability	Nationwide	Nationwide

BMO Bonuses

$400Easy

Smart Money Checking / Smart Advantage Checking / Relationship Checking

DD: Required

Fifth Third Bank Bonuses

$300Easy

Fifth Third Momentum® Checking

DD: Required

💡 Our Verdict

BMO is the better choice in February 2026 if you're looking for bank bonuses. With a top bonus of $400 and 1 total offers, it provides more opportunities than Fifth Third Bank.

However, Fifth Third Bank still offers $300 and could be a good choice if you've already earned the BMO bonus or don't qualify as a new customer.

Pro tip: You can earn bonuses from both banks if you qualify as a new customer at each!

Frequently Asked Questions

Is BMO or Fifth Third Bank bonus better?

BMO offers up to $400 while Fifth Third Bank offers up to $300. BMO scores higher overall when considering bonus amount, ease, and fees.

Can I get both BMO and Fifth Third Bank bonuses?

Yes! You can open accounts at both BMO and Fifth Third Bank to earn both bonuses, as long as you meet each bank's eligibility requirements (typically being a new customer who hasn't had an account recently).

Which bank has easier bonus requirements?

Fifth Third Bank has easier requirements with an "Easy" rating compared to BMO's "Easy" rating.

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