What is the Chase bonus?

Chase's best current bonus is $400 for their Total Checking. Direct deposit of any amount is required.

What is the Wells Fargo bonus?

Wells Fargo's best current bonus is $325 for their Everyday Checking. Direct deposit of any amount is required.

Popular Bank Bonuses to Compare

Community First Credit Union - $200 Checking Bonus - No direct deposit required

First Commonwealth Bank - $200 Checking Bonus - No direct deposit required

Associated Bank - $600 Checking Bonus - Requires $500/month direct deposit

Huntington - $600 Checking Bonus - Requires $varies/month direct deposit

Wintrust - $500 Checking Bonus - Requires $500/month direct deposit

Byline Bank - $450 Checking Bonus - Requires $1000/month direct deposit

Chase - $400 Checking Bonus - Requires $varies/month direct deposit

Truist - $400 Checking Bonus - Requires $varies/month direct deposit

MIDFLORIDA Credit Union - $400 Checking Bonus - Requires $varies/month direct deposit

Unity Bank - $400 Checking Bonus - Requires $1500/month direct deposit

What Can You Compare?

Bonus Amount - Compare cash bonuses from different banks

Direct Deposit Requirements - Monthly amount and duration needed

Monthly Fees - See which accounts have fees and how to waive them

Ease Score - Our proprietary rating of how easy each bonus is to earn

Timeline - Days to complete requirements and receive payout

State Availability - Check which offers are available in your state

Frequently Asked Questions

How do I compare bank bonuses?

When comparing bank bonuses, consider: 1) Bonus amount, 2) Requirements difficulty, 3) Monthly fees and whether they're waivable, 4) Time to earn and receive the bonus, 5) How long you must keep the account open, and 6) Your ability to meet requirements like direct deposit.

Should I choose the highest bank bonus?

Not necessarily. The highest bonus often has the hardest requirements. Choose a bonus you can realistically complete. A $200 bonus you can easily earn is better than a $500 bonus you can't qualify for.

Can I open multiple bank accounts for bonuses?

Yes, you can open accounts at multiple different banks to earn multiple bonuses. However, each bank typically requires you to be a "new customer," meaning you haven't had an account there recently (usually 12-24 months).

Which bank has the easiest bonus requirements?

Online banks like SoFi and Capital One often have simpler requirements. Look for bonuses with no direct deposit requirement, no minimum balance, and no monthly fees. Our "Low Effort" category shows the easiest bonuses.

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Chase vs Wells FargoBank Bonus Comparison

Updated February 2026 • Side-by-side comparison

Compare Chase and Wells Fargo bank bonuses to see which offers better value. We analyze bonus amounts, requirements, fees, and ease of qualification to help you choose.

Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.

Our Pick for February 2026

Chase wins

Chase offers better overall value with higher bonuses and easier requirements.

Chase

Wells Fargo

Feature	Chase	Wells Fargo
Highest Bonus	$400✓	$325
Total Offers	1	1
Ease Score	Easy	Easy
Direct Deposit	Required	Required
Monthly Fee	$15 (waivable)	$15 (waivable)
Availability	Nationwide	Nationwide

Chase Bonuses

$400Easy

Total Checking

DD: Required

Wells Fargo Bonuses

$325Easy

Everyday Checking

DD: Required

💡 Our Verdict

Chase is the better choice in February 2026 if you're looking for bank bonuses. With a top bonus of $400 and 1 total offers, it provides more opportunities than Wells Fargo.

However, Wells Fargo still offers $325 and could be a good choice if you've already earned the Chase bonus or don't qualify as a new customer.

Pro tip: You can earn bonuses from both banks if you qualify as a new customer at each!

Frequently Asked Questions

Is Chase or Wells Fargo bonus better?

Chase offers up to $400 while Wells Fargo offers up to $325. Chase scores higher overall when considering bonus amount, ease, and fees.

Can I get both Chase and Wells Fargo bonuses?

Yes! You can open accounts at both Chase and Wells Fargo to earn both bonuses, as long as you meet each bank's eligibility requirements (typically being a new customer who hasn't had an account recently).

Which bank has easier bonus requirements?

Both banks have similar ease ratings of "Easy".

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