What is the Chase bonus?

Chase's best current bonus is $400 for their Total Checking. Direct deposit of any amount is required.

What is the PNC Bank bonus?

PNC Bank's best current bonus is $400 for their Virtual Wallet / PNC Simple Checking. Direct deposit of any amount is required.

Popular Bank Bonuses to Compare

Community First Credit Union - $200 Checking Bonus - No direct deposit required

First Commonwealth Bank - $200 Checking Bonus - No direct deposit required

Associated Bank - $600 Checking Bonus - Requires $500/month direct deposit

Huntington - $600 Checking Bonus - Requires $varies/month direct deposit

Wintrust - $500 Checking Bonus - Requires $500/month direct deposit

Byline Bank - $450 Checking Bonus - Requires $1000/month direct deposit

Chase - $400 Checking Bonus - Requires $varies/month direct deposit

Truist - $400 Checking Bonus - Requires $varies/month direct deposit

MIDFLORIDA Credit Union - $400 Checking Bonus - Requires $varies/month direct deposit

Unity Bank - $400 Checking Bonus - Requires $1500/month direct deposit

What Can You Compare?

Bonus Amount - Compare cash bonuses from different banks

Direct Deposit Requirements - Monthly amount and duration needed

Monthly Fees - See which accounts have fees and how to waive them

Ease Score - Our proprietary rating of how easy each bonus is to earn

Timeline - Days to complete requirements and receive payout

State Availability - Check which offers are available in your state

Frequently Asked Questions

How do I compare bank bonuses?

When comparing bank bonuses, consider: 1) Bonus amount, 2) Requirements difficulty, 3) Monthly fees and whether they're waivable, 4) Time to earn and receive the bonus, 5) How long you must keep the account open, and 6) Your ability to meet requirements like direct deposit.

Should I choose the highest bank bonus?

Not necessarily. The highest bonus often has the hardest requirements. Choose a bonus you can realistically complete. A $200 bonus you can easily earn is better than a $500 bonus you can't qualify for.

Can I open multiple bank accounts for bonuses?

Yes, you can open accounts at multiple different banks to earn multiple bonuses. However, each bank typically requires you to be a "new customer," meaning you haven't had an account there recently (usually 12-24 months).

Which bank has the easiest bonus requirements?

Online banks like SoFi and Capital One often have simpler requirements. Look for bonuses with no direct deposit requirement, no minimum balance, and no monthly fees. Our "Low Effort" category shows the easiest bonuses.

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Chase vs PNC BankBank Bonus Comparison

Updated February 2026 • Side-by-side comparison

Compare Chase and PNC Bank bank bonuses to see which offers better value. We analyze bonus amounts, requirements, fees, and ease of qualification to help you choose.

Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.

Our Pick for February 2026

It's a tie!

Both banks offer comparable value. Choose based on your specific needs.

Chase

PNC Bank

Feature	Chase	PNC Bank
Highest Bonus	$400	$400
Total Offers	1	1
Ease Score	Easy	Easy
Direct Deposit	Required	Required
Monthly Fee	$15 (waivable)	$7 (waivable)
Availability	Nationwide	Nationwide

Chase Bonuses

$400Easy

Total Checking

DD: Required

PNC Bank Bonuses

$400Easy

Virtual Wallet / PNC Simple Checking

DD: Required

💡 Our Verdict

Both Chase and PNC Bank offer comparable value right now. Your choice should depend on which requirements you can more easily meet, your geographic location, and whether you're already a customer of either bank.

Pro tip: You can earn bonuses from both banks if you qualify as a new customer at each!

Frequently Asked Questions

Is Chase or PNC Bank bonus better?

Chase offers up to $400 while PNC Bank offers up to $400. Neither bank scores higher overall when considering bonus amount, ease, and fees.

Can I get both Chase and PNC Bank bonuses?

Yes! You can open accounts at both Chase and PNC Bank to earn both bonuses, as long as you meet each bank's eligibility requirements (typically being a new customer who hasn't had an account recently).

Which bank has easier bonus requirements?

Both banks have similar ease ratings of "Easy".

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