Citibank $325 Bonus
Regular Checking
Bonus Amount
$325
Direct Deposit
Required
Time to Qualify
90 days
Payout Time
90-120 days
💡 Quick Answers
Who qualifies?
New customers only. Available nationwide.
Fastest way to earn
Complete requirements in 90 days. Bonus arrives within 120 days after qualifying.
Key requirements
- • Direct deposit required
Fees & gotchas
- • $15/mo fee (waivable)
- • No early closure fee ✓
Is it worth it?
$325 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.
🧮 Calculate your personalized net value →✅ How to Qualify
- 1Open a new Regular Checking account by applying exclusively from this page from 10/7/25 to 1/12/26
- 2Deposit at least two (2) Enhanced Direct Deposits totaling $3,000 or more within 90 calendar days from account opening
- 3Keep checking account open and in good standing from opening until bonus is received
📅 Timeline
Day 1
Open Account
Open a new Regular Checking account
Within 90 days
Set Up Direct Deposit
direct deposit
90-120 days after qualifying
Receive Bonus
Bonus credited to your account
💵 Fees & How to Avoid Them
$15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits
💡 This fee can be waived - check bank requirements
⚠️ Things to Watch Out For
- •New customers only - existing customers do not qualify
- •Expires soon: 2 days left
❌ You Won't Qualify If...
- •You currently have or previously had an account with this bank
- •You have any existing account with this bank
Ready to Earn $325?
Click below to apply directly on Citibank's website.
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