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Citibank $325 Bonus

Regular Checking

Expires: January 12, 2026✓ Nationwide
Last verified: December 25, 2025View official bank terms →

Bonus Amount

$325

Apply Now

Direct Deposit

Required

Time to Qualify

90 days

Payout Time

90-120 days

💡 Quick Answers

Who qualifies?

New customers only. Available nationwide.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 120 days after qualifying.

Key requirements

  • • Direct deposit required

Fees & gotchas

  • $15/mo fee (waivable)
  • • No early closure fee ✓

Is it worth it?

$325 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open a new Regular Checking account by applying exclusively from this page from 10/7/25 to 1/12/26
  2. 2Deposit at least two (2) Enhanced Direct Deposits totaling $3,000 or more within 90 calendar days from account opening
  3. 3Keep checking account open and in good standing from opening until bonus is received

📅 Timeline

Day 1

Open Account

Open a new Regular Checking account

Within 90 days

Set Up Direct Deposit

direct deposit

90-120 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$15 (waivable)

$15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits

💡 This fee can be waived - check bank requirements

Early Closure Fee$0 ✓

⚠️ Things to Watch Out For

  • New customers only - existing customers do not qualify
  • Expires soon: 2 days left

You Won't Qualify If...

  • You currently have or previously had an account with this bank
  • You have any existing account with this bank

Ready to Earn $325?

Click below to apply directly on Citibank's website.

Apply for Citibank Bonus

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BankOffers.app is not affiliated with Citibank. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.