Who qualifies for the Unity Bank $400 bonus?

This bonus is available to new customers only, no account with Unity Bank in past 12 months, residents of NJ, PA.

How long does it take to earn the Unity Bank bonus?

You can complete the requirements in 180 days. After qualifying, the bonus is typically credited within 14 days. Total time from account opening to bonus: approximately 194 days.

What are the requirements for the Unity Bank bonus?

Set up direct deposit of $1500/month. Deposit at least $50 within 30 days.

Are there any fees for the Unity Bank Everyday Checking?

Yes, be aware of: $3/month fee (waivable).

Is the Unity Bank $400 bonus worth it?

The Unity Bank bonus offers $400 in value. After accounting for potential fees, the net value is approximately $400.

BankOffers.app

CheckingEasy

Unity Bank $400 Bonus

Everyday Checking

Expires: March 31, 20262 states

Last verified: January 10, 2026View official bank terms →

Bonus Amount

$400

Apply Now

Direct Deposit

$1,500/month

Time to Qualify

180 days

Payout Time

14 days

💡 Quick Answers

Who qualifies?

New customers only. No Unity Bank account in past 12 months. Available in 2 states.

Fastest way to earn

Complete requirements in 180 days. Bonus arrives within 14 days after qualifying.

Key requirements

• Direct deposit of $1,500/mo
• Deposit $50 within 30 days

Fees & gotchas

• $3/mo fee (waivable)
• No early closure fee ✓

Is it worth it?

$400 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Open new checking account
2Complete 4 direct deposits of at least $1,500-$2,500 within 180 days
3Keep account open to receive bonus

Bonus Tiers

4 Direct Deposits of at least $1,500 within 180 days$300

4 Direct Deposits of at least $2,500 within 180 days$400

📅 Timeline

Day 1

Open Account

Open a new Everyday Checking account with $50 minimum deposit

Within 180 days

Set Up Direct Deposit

$1,500/month direct deposit

14-14 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$3 (waivable)

$3.00 monthly service fee for Everyday Checking, $20.00 for Rewards Checking

💡 This fee can be waived - check bank requirements

Early Closure Fee$0 ✓

⚠️ Things to Watch Out For

•New customers only - existing customers do not qualify
•Cannot have had account in past 12 months
•Promo code required at account opening

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You had an account with this bank in the past 12 months
•You have any existing account with this bank
•You don't live in: NJ, PA

📍 Available States

NJPA

Unity Bank branch network throughout New Jersey and the Lehigh Valley, Pennsylvania.

Ready to Earn $400?

Click below to apply directly on Unity Bank's website.

Apply for Unity Bank Bonus

Similar Offers

Disclaimer: This page contains an affiliate link. BankOffers.app may receive compensation if you open an account through this link.

BankOffers.app is not affiliated with Unity Bank. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.