Who qualifies for the Citadel $300 bonus?

This bonus is available to new customers only, no account with Citadel in past 12 months, residents of PA.

How long does it take to earn the Citadel bonus?

You can complete the requirements in 90 days. After qualifying, the bonus is typically credited within 10 days. Total time from account opening to bonus: approximately 100 days.

What are the requirements for the Citadel bonus?

Set up direct deposit of any amount. Maintain minimum balance of $5000.

Are there any fees for the Citadel Ultimate Growth Checking?

No, this account has no monthly maintenance fees and no early closure fee.

Is the Citadel $300 bonus worth it?

The Citadel bonus offers $300 in value. With no fees to worry about, you keep the full bonus amount.

BankOffers.app

CheckingModerate

Citadel $300 Bonus

Ultimate Growth Checking

Expires: March 31, 20261 states

Last verified: January 3, 2026View official bank terms →

Bonus Amount

$300

Apply Now

Direct Deposit

Required

Time to Qualify

90 days

Payout Time

10 days

💡 Quick Answers

Who qualifies?

New customers only. No Citadel account in past 12 months. Available in 1 states.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 10 days after qualifying.

Key requirements

• Direct deposit required
• Maintain $5,000 balance

Fees & gotchas

• No monthly fee ✓
• No early closure fee ✓

Is it worth it?

$300 bonus with no fees to worry about. Full bonus value! Moderate effort required—plan ahead for the requirements.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Set up direct deposit(s) totaling $2,000 or more within first 90 days
2Maintain a balance of $5,000 or more during days 61-90 after account opening

Bonus Tiers

Direct deposit(s) totaling $2,000 or more within 90 days$300

Maintain $5,000 daily balance during days 61-90$200

📅 Timeline

Day 1

Open Account

Open a new Ultimate Growth Checking account with $5 minimum deposit

Within 90 days

Set Up Direct Deposit

direct deposit

10-10 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓

Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

•New customers only - existing customers do not qualify
•Cannot have had account in past 12 months
•Promo code required at account opening

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You had an account with this bank in the past 12 months
•You have any existing account with this bank
•You don't live in: PA

📍 Available States

Membership eligibility: live/work/worship/study in Bucks, Chester, Delaware, Lancaster, Montgomery, or Philadelphia counties (PA).

Ready to Earn $300?

Click below to apply directly on Citadel's website.

Apply for Citadel Bonus

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