BankOffers
CheckingEasy

Chime $350 Bonus

Checking Account

Expires: March 31, 2026✓ Nationwide
Last verified: January 21, 2026View official bank terms →

Bonus Amount

$350

Apply Now

Direct Deposit

$200/month

Time to Qualify

90 days

Payout Time

Varies

💡 Quick Answers

Who qualifies?

New customers only. Available nationwide.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 60 days after qualifying.

Key requirements

  • • Direct deposit of $200/mo

Fees & gotchas

  • • No monthly fee ✓
  • • No early closure fee ✓

Is it worth it?

$350 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open a new Chime Checking Account
  2. 2Receive $200+ direct deposit in first 30 days to earn $100
  3. 3Receive $200+ direct deposit in second calendar month to earn additional $100
  4. 4Receive $200+ direct deposit in third calendar month to earn final $150

Bonus Tiers

$200+ direct deposit in first 30 days$100
$200+ direct deposit in second calendar month$100
$200+ direct deposit in third calendar month$150

📅 Timeline

Day 1

Open Account

Open a new Checking Account account

Within 90 days

Set Up Direct Deposit

$200/month direct deposit for 3 months

After qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓
Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

  • New customers only - existing customers do not qualify

You Won't Qualify If...

  • You currently have or previously had an account with this bank
  • You have any existing account with this bank

Ready to Earn $350?

Click below to apply directly on Chime's website.

Apply for Chime Bonus

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BankOffers.app is not affiliated with Chime. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.