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Byline Bank $450 Bonus

Simple Checking

Expires: March 31, 20262 states
Last verified: January 2, 2026View official bank terms →

Bonus Amount

$450

Apply Now

Direct Deposit

$1,000/month

Time to Qualify

60 days

Payout Time

30 days

💡 Quick Answers

Who qualifies?

New customers only. Available in 2 states.

Fastest way to earn

Complete requirements in 60 days. Bonus arrives within 30 days after qualifying.

Key requirements

  • • Direct deposit of $1,000/mo
  • • Deposit $100 within 30 days

Fees & gotchas

  • $5/mo fee (waivable)
  • • No early closure fee ✓

Is it worth it?

$450 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open a new Simple Checking account with minimum $100 deposit
  2. 2Use promo code SIMPLE450
  3. 3Make cumulative total of at least $1,000 in qualifying direct deposits during two separate, consecutive statement cycles

Bonus Tiers

Meet $1,000 direct deposit requirement in first qualifying month$225
Meet $1,000 direct deposit requirement in second qualifying month$225

📅 Timeline

Day 1

Open Account

Open a new Simple Checking account with $100 minimum deposit

Within 60 days

Set Up Direct Deposit

$1,000/month direct deposit for 2 months

30-30 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$5 (waivable)

Monthly service fee of $5 unless average account balance is $500 or more or combined account balance in personal deposit accounts is $10,000 or more

💡 This fee can be waived - check bank requirements

Early Closure Fee$0 ✓

⚠️ Things to Watch Out For

  • New customers only - existing customers do not qualify
  • Promo code required at account opening

You Won't Qualify If...

  • You currently have or previously had an account with this bank
  • You have any existing account with this bank
  • You don't live in: IL, WI

📍 Available States

ILWI

Byline footprint includes Chicago and Milwaukee metro areas (IL and WI).

Ready to Earn $450?

Click below to apply directly on Byline Bank's website.

Apply for Byline Bank Bonus

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