Who qualifies for the Arizona Financial Credit Union $300 bonus?

This bonus is available to new customers only, no account with Arizona Financial Credit Union in past 12 months, residents of AZ.

How long does it take to earn the Arizona Financial Credit Union bonus?

You can complete the requirements in 60 days. After qualifying, the bonus is typically credited within 75 days. Total time from account opening to bonus: approximately 135 days.

What are the requirements for the Arizona Financial Credit Union bonus?

Set up direct deposit of $250/month. Maintain minimum balance of $250. Deposit at least $20 within 30 days.

Are there any fees for the Arizona Financial Credit Union Free Checking Account?

Yes, be aware of: $300 early closure fee if account closed within 180 days.

Is the Arizona Financial Credit Union $300 bonus worth it?

The Arizona Financial Credit Union bonus offers $300 in value. After accounting for potential fees, the net value is approximately $300.

BankOffers.app

CheckingModerate

Arizona Financial Credit Union $300 Bonus

Free Checking Account

Expires: March 31, 20261 states

Last verified: January 7, 2026View official bank terms →

Bonus Amount

$300

Apply Now

Direct Deposit

$250/month

Time to Qualify

60 days

Payout Time

75 days

💡 Quick Answers

Who qualifies?

New customers only. No Arizona Financial Credit Union account in past 12 months. Available in 1 states.

Fastest way to earn

Complete requirements in 60 days. Bonus arrives within 75 days after qualifying.

Key requirements

• Direct deposit of $250/mo
• Maintain $250 balance
• Deposit $20 within 30 days

Fees & gotchas

• No monthly fee ✓
• $300 early closure fee

Is it worth it?

$300 bonus with no fees to worry about. Full bonus value! Moderate effort required—plan ahead for the requirements.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Open a Consumer Checking Account
2Use promo code FREE2025
3Within 60 days establish recurring direct deposit(s) with combined total of $1,000+ per month for $300 bonus
4Have account balance of $500+ on 60th day after opening for $300 bonus

Bonus Tiers

Open account and complete 15 debit card transactions within 60 days$100

Open account, establish $500+ monthly direct deposit OR $250+ monthly direct deposit plus 15 debit transactions, maintain $250+ balance on day 60$200

Open account, establish $1,000+ monthly direct deposit, maintain $500+ balance on day 60$300

📅 Timeline

Day 1

Open Account

Open a new Free Checking Account account with $20 minimum deposit

Within 60 days

Set Up Direct Deposit

$250/month direct deposit for 1 month

75-75 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓

Early Closure Fee$300

If closed within 180 days

⚠️ Things to Watch Out For

•Early closure fee: $300 if closed within 180 days
•New customers only - existing customers do not qualify
•Cannot have had account in past 12 months
•Targeted offer - may not be available to everyone
•Promo code required at account opening

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You had an account with this bank in the past 12 months
•You have any existing account with this bank
•You don't live in: AZ

📍 Available States

Membership eligibility based on listed Arizona counties; donation option to qualify.

Ready to Earn $300?

Click below to apply directly on Arizona Financial Credit Union's website.

Apply for Arizona Financial Credit Union Bonus

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BankOffers.app is not affiliated with Arizona Financial Credit Union. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.