Who qualifies for the Wells Fargo $400 bonus?

This bonus is available to new customers only, no account with Wells Fargo in past 12 months, all US residents.

How long does it take to earn the Wells Fargo bonus?

You can complete the requirements in 90 days. After qualifying, the bonus is typically credited within 30 days. Total time from account opening to bonus: approximately 120 days.

What are the requirements for the Wells Fargo bonus?

Set up direct deposit of any amount. Deposit at least $3000 within 90 days.

Are there any fees for the Wells Fargo Everyday Checking?

Yes, be aware of: $15/month fee (waivable).

Is the Wells Fargo $400 bonus worth it?

The Wells Fargo bonus offers $400 in value. After accounting for potential fees, the net value is approximately $400. The requirements are straightforward, making this an easy bonus to earn.

BankOffers.app

CheckingEasy⏰ 3 days left

Wells Fargo $400 Bonus

Everyday Checking

Expires: January 13, 2026✓ Nationwide

Last verified: December 25, 2025View official bank terms →

Bonus Amount

$400

Apply Now

Direct Deposit

Required

Time to Qualify

90 days

Payout Time

30 days

💡 Quick Answers

Who qualifies?

New customers only. No Wells Fargo account in past 12 months. Available nationwide.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 30 days after qualifying.

Key requirements

• Direct deposit required
• Deposit $3,000 within 90 days

Fees & gotchas

• $15/mo fee (waivable)
• No early closure fee ✓

Is it worth it?

$400 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Open an eligible checking account with your bonus code
2Deposit $3,000 or more in qualifying direct deposits within the first 90 days of opening

📅 Timeline

Day 1

Open Account

Open a new Everyday Checking account with $25 minimum deposit

Day 1-90

Fund Account

Deposit $3,000 within 90 days

Within 90 days

Set Up Direct Deposit

direct deposit

30-30 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$15 (waivable)

$15 monthly service fee for Everyday Checking account

💡 This fee can be waived - check bank requirements

Early Closure Fee$0 ✓

⚠️ Things to Watch Out For

•New customers only - existing customers do not qualify
•Cannot have had account in past 12 months
•Promo code required at account opening
•Expires soon: 3 days left

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You had an account with this bank in the past 12 months
•You have any existing account with this bank

Ready to Earn $400?

Click below to apply directly on Wells Fargo's website.

Apply for Wells Fargo Bonus

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