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OUR Credit Union $300 Bonus

Premium Checking

Expires: January 31, 20261 states
Last verified: January 1, 2026View official bank terms →

Bonus Amount

$300

Apply Now

Direct Deposit

$500/month

Time to Qualify

60 days

Payout Time

60 days

💡 Quick Answers

Who qualifies?

New customers only. No OUR Credit Union account in past 12 months. Available in 1 states.

Fastest way to earn

Complete requirements in 60 days. Bonus arrives within 60 days after qualifying.

Key requirements

  • • Direct deposit of $500/mo
  • 1 debit transactions

Fees & gotchas

  • • No monthly fee ✓
  • • No early closure fee ✓

Is it worth it?

$300 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

How to Qualify

  1. 1Open Premium Checking Account
  2. 2Make opening deposit (will be matched up to $300)
  3. 3Get debit card and make at least one transaction per month over first 60 days
  4. 4Enroll in eStatements
  5. 5Set up recurring monthly Direct Deposit totaling $500 or more

📅 Timeline

Day 1

Open Account

Open a new Premium Checking account

Within 60 days

Set Up Direct Deposit

$500/month direct deposit

Within 60 days

Debit Transactions

Make 1 debit purchases

60-60 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓
Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

  • New customers only - existing customers do not qualify
  • Cannot have had account in past 12 months
  • Expires soon: 21 days left

You Won't Qualify If...

  • You currently have or previously had an account with this bank
  • You had an account with this bank in the past 12 months
  • You have any existing account with this bank
  • You don't live in: MI

📍 Available States

MI

Membership eligibility is Michigan-focused (see OUR CU membership/eligibility page).

Ready to Earn $300?

Click below to apply directly on OUR Credit Union's website.

Apply for OUR Credit Union Bonus

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