Who qualifies for the WECU $400 bonus?

This bonus is available to new customers only, no account with WECU in past 12 months, residents of WA.

How long does it take to earn the WECU bonus?

You can complete the requirements in 60 days. After qualifying, the bonus is typically credited within 65 days. Total time from account opening to bonus: approximately 125 days.

What are the requirements for the WECU bonus?

Set up direct deposit of $1000/month. Deposit at least $1 within 30 days.

Are there any fees for the WECU Spend Plus Rewards Checking?

Yes, be aware of: $5/month fee (waivable).

Is the WECU $400 bonus worth it?

The WECU bonus offers $400 in value. After accounting for potential fees, the net value is approximately $400. The requirements are straightforward, making this an easy bonus to earn.

BankOffers.app

CheckingEasy

WECU $400 Bonus

Spend Plus Rewards Checking

Expires: June 30, 20261 states

Last verified: January 10, 2026View official bank terms →

Bonus Amount

$400

Apply Now

Direct Deposit

$1,000/month

Time to Qualify

60 days

Payout Time

65 days

💡 Quick Answers

Who qualifies?

New customers only. No WECU account in past 12 months. Available in 1 states.

Fastest way to earn

Complete requirements in 60 days. Bonus arrives within 65 days after qualifying.

Key requirements

• Direct deposit of $1,000/mo
• Deposit $1 within 30 days

Fees & gotchas

• $5/mo fee (waivable)
• No early closure fee ✓

Is it worth it?

$400 bonus with no fees to worry about. Full bonus value! Requirements are straightforward—good for bonus beginners.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Must not have been a member in the last 12 months
2Must not have previously received a New Member Bonus
3Open Spend Plus checking online at wecu.com
4Receive direct deposit of $1,000 or more within first 60 days

📅 Timeline

Day 1

Open Account

Open a new Spend Plus Rewards Checking account with $1 minimum deposit

Within 60 days

Set Up Direct Deposit

$1,000/month direct deposit for 1 month

65-65 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$5 (waivable)

Monthly fee is waived with Direct Deposit greater than $100 per month; otherwise account is $5 per month

💡 This fee can be waived - check bank requirements

Early Closure Fee$0 ✓

⚠️ Things to Watch Out For

•New customers only - existing customers do not qualify
•Cannot have had account in past 12 months

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You had an account with this bank in the past 12 months
•You have any existing account with this bank
•You don't live in: WA

📍 Available States

Membership eligibility: live/work/worship/attend school in Washington.

Ready to Earn $400?

Click below to apply directly on WECU's website.

Apply for WECU Bonus

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BankOffers.app is not affiliated with WECU. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.