Who qualifies for the United Federal Credit Union $250 bonus?

This bonus is available to new customers only, no account with United Federal Credit Union in past 12 months, residents of AR, IN, MI, NV, NC and 2 more states.

How long does it take to earn the United Federal Credit Union bonus?

You can complete the requirements in 90 days. After qualifying, the bonus is typically credited within 30 days. Total time from account opening to bonus: approximately 120 days.

What are the requirements for the United Federal Credit Union bonus?

Set up direct deposit of any amount. Deposit at least $50 within 30 days.

Are there any fees for the United Federal Credit Union Welcome Bonus?

No, this account has no monthly maintenance fees and no early closure fee.

Is the United Federal Credit Union $250 bonus worth it?

The United Federal Credit Union bonus offers $250 in value. With no fees to worry about, you keep the full bonus amount. The requirements are more complex, so factor in the effort required.

BankOffers.app

CheckingModerate⏰ 21 days left

United Federal Credit Union $250 Bonus

Welcome Bonus

Expires: January 31, 20267 states

Last verified: January 3, 2026View official bank terms →

Bonus Amount

$250

Apply Now

Direct Deposit

Required

Time to Qualify

90 days

Payout Time

30 days

💡 Quick Answers

Who qualifies?

New customers only. No United Federal Credit Union account in past 12 months. Available in 7 states.

Fastest way to earn

Complete requirements in 90 days. Bonus arrives within 30 days after qualifying.

Key requirements

• Direct deposit required
• Deposit $50 within 30 days

Fees & gotchas

• No monthly fee ✓
• No early closure fee ✓

Is it worth it?

$250 bonus with no fees to worry about. Full bonus value! Moderate effort required—plan ahead for the requirements.

🧮 Calculate your personalized net value →

✅ How to Qualify

1Open new checking account with minimum $50 deposit
2Sign up for direct deposit
3Receive $1,500+ in qualifying direct deposits within 90 days
4Complete 20 debit card transactions within 90 days for additional $100
5Apply for auto loan for additional bonus up to $250
6Use URewards credit card for $3,000 in purchases within 90 days

Bonus Tiers

Open checking account with $50 minimum deposit and receive $1,500+ in direct deposits within 90 days$250

Complete 20 debit card transactions within 90 days (requires base $250 bonus qualification)$100

Auto loan amount financed $5,000-$10,000$50

Auto loan amount financed $10,001-$15,000$100

Auto loan amount financed $15,001-$20,000$150

Auto loan amount financed $20,001-$25,000$200

Auto loan amount financed greater than $25,001$250

📅 Timeline

Day 1

Open Account

Open a new Welcome Bonus account with $50 minimum deposit

Within 90 days

Set Up Direct Deposit

direct deposit

30-30 days after qualifying

Receive Bonus

Bonus credited to your account

💵 Fees & How to Avoid Them

Monthly Fee$0 ✓

Early Closure Fee$0 ✓

✓ No monthly fees or early closure fees!

⚠️ Things to Watch Out For

•New customers only - existing customers do not qualify
•Cannot have had account in past 12 months
•Expires soon: 21 days left

❌ You Won't Qualify If...

•You currently have or previously had an account with this bank
•You had an account with this bank in the past 12 months
•You have any existing account with this bank
•You don't live in: AR, IN, MI, NV, NC, OH, PA

📍 Available States

ARINMINVNCOHPA

United Federal Credit Union branches/operations in AR, IN, MI, NV, NC, OH, PA.

Ready to Earn $250?

Click below to apply directly on United Federal Credit Union's website.

Apply for United Federal Credit Union Bonus

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BankOffers.app is not affiliated with United Federal Credit Union. Always verify offer details, terms, and conditions directly with the bank before applying. Bank bonuses are typically considered taxable income.