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Bank Bonuses with $500 Direct Deposit

Bank account bonuses requiring only $500 or less in direct deposits

13 offersUpdated February 2026

Disclosure: Some links are affiliate links. We may earn a commission if you open an account. Rankings are based on bonus amount and ease, not compensation.

1

America First Credit Union- New Member Offer

$250EasyChecking

Direct Deposit: $500/month

Expires: March 31, 2026

2

Honor Credit Union- Benefits Checking / Connect Checking

$250EasyChecking

Direct Deposit: $500/month

Expires: March 31, 2026

3

OceanFirst Bank- FreeStyle+ Checking

$250EasyChecking

Direct Deposit: $250/month

Expires: March 31, 2026

4

PSECU- New Member Account

$300EasyChecking

Direct Deposit: $500/month

Expires: December 31, 2026

5

Financial Plus Credit Union- New Account Special

$300EasyChecking

Direct Deposit: $500/month

Expires: March 31, 2026

6

Blue Foundry Bank- Blue Axis Edge Checking

$300EasyChecking

Direct Deposit: $500/month

Expires: March 31, 2026

7

Grow Financial Federal Credit Union- CashBack Checking / Checkless Checking

$300EasyChecking

Direct Deposit: $500/month

Expires: March 31, 2026

8

People First Federal Credit Union- Checking Account

$250EasyChecking

Direct Deposit: $500/month

Expires: March 31, 2026

9

Wintrust- Total Access Checking

$500EasyChecking

Direct Deposit: $500/month

Expires: November 3, 2026

10

Chime- Checking Account

$350EasyChecking

Direct Deposit: $200/month

Expires: March 31, 2026

11

Seacoast Bank- Checking Account

$300EasyChecking

Direct Deposit: $500/month

Expires: December 31, 2026

12

Associated Bank- Checking Account Bonus Offer

$600EasyChecking20 days left

Direct Deposit: $500/month

Expires: February 28, 2026

13

Arizona Financial Credit Union- Free Checking Account

$300ModerateChecking

Direct Deposit: $250/month

Expires: March 31, 2026

Frequently Asked Questions

Are bank bonuses taxable?

Yes, bank bonuses are generally taxable income. Banks typically issue a 1099 form for bonuses over $600.

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