Easy Checking Account Bonuses
Simple checking account bonuses with straightforward requirements
Disclosure: Some links are affiliate links. We may earn a commission if you open an account. Rankings are based on bonus amount and ease, not compensation.
First Commonwealth Bank- Personal Checking Account
Direct Deposit: Not required ✓
Expires: March 31, 2026
Capital One- 360 Checking
Direct Deposit: $500/month
Expires: January 31, 2026
Florida Credit Union- Personal Full-Service Checking
Direct Deposit: Required
Expires: January 31, 2026
Chase- Total Checking
Direct Deposit: Required
Expires: January 21, 2026
OceanFirst Bank- FreeStyle+ Checking
Direct Deposit: $250/month
Expires: March 31, 2026
America First Credit Union- New Member Offer
Direct Deposit: $500/month
Expires: March 31, 2026
Honor Credit Union- Benefits Checking / Connect Checking
Direct Deposit: $500/month
Expires: March 31, 2026
PSECU- New Member Account
Direct Deposit: $500/month
Expires: December 31, 2026
WECU- Spend Plus Rewards Checking
Direct Deposit: $1,000/month
Expires: June 30, 2026
Pinnacle Bank Arizona- Diamond Secure Account
Direct Deposit: Required
Expires: January 31, 2026
Financial Plus Credit Union- New Account Special
Direct Deposit: $500/month
Expires: March 31, 2026
Community First Credit Union- Bonus Debit Checking
Direct Deposit: Not required ✓
Expires: March 31, 2026
Credit Union ONE- Cash Back Checking
Direct Deposit: Required
Expires: March 31, 2026
KeyBank- Key Smart Checking & Key Select Checking
Direct Deposit: Required
Expires: February 6, 2026
Bank of America- Advantage Banking
Direct Deposit: Required
Expires: January 31, 2026
Wells Fargo- Everyday Checking
Direct Deposit: Required
Expires: January 13, 2026
BMO- Smart Advantage Checking / Smart Money Checking
Direct Deposit: Required
Expires: January 28, 2026
SoFi- SoFi Checking and Savings
Direct Deposit: Required
Expires: January 31, 2026
OUR Credit Union- Premium Checking
Direct Deposit: $500/month
Expires: January 31, 2026
Grow Financial Federal Credit Union- CashBack Checking / Checkless Checking
Direct Deposit: $500/month
Expires: March 31, 2026
Addition Financial- Checking Account Promotion
Direct Deposit: $1,000/month
Expires: March 31, 2026
Blue Foundry Bank- Blue Axis Edge Checking
Direct Deposit: $500/month
Expires: March 31, 2026
Everwise Credit Union- Checking Account
Direct Deposit: Not required ✓
Expires: January 31, 2026
People First Federal Credit Union- Checking Account
Direct Deposit: $500/month
Expires: March 31, 2026
SouthState Bank- SouthState Checking
Direct Deposit: Required
Expires: March 31, 2026
Bask Bank- Interest Checking Account
Direct Deposit: Not required ✓
Expires: April 30, 2026
1st Advantage- Qualified Checking Account
Direct Deposit: Required
Expires: March 31, 2026
BMI Federal Credit Union- Starting Over Checking
Direct Deposit: Required
Expires: March 31, 2026
Huntington- Perks Checking / Platinum Perks Checking
Direct Deposit: Required
Expires: January 15, 2026
Wintrust- Total Access Checking
Direct Deposit: $500/month
Expires: November 3, 2026
Truist- Truist One Checking
Direct Deposit: Required
Expires: March 25, 2026
Seacoast Bank- Checking Account
Direct Deposit: $500/month
Expires: December 31, 2026
Georgia's Own- All Access Checking
Direct Deposit: $1,500/month
Expires: February 28, 2026
Associated Bank- Checking Account Bonus Offer
Direct Deposit: $500/month
Expires: February 28, 2026
Byline Bank- Simple Checking
Direct Deposit: $1,000/month
Expires: March 31, 2026
Old National Bank- Everyday Checking / Preferred Checking
Direct Deposit: $1,000/month
Expires: January 31, 2026
Unity Bank- Everyday Checking
Direct Deposit: $1,500/month
Expires: March 31, 2026
MIDFLORIDA Credit Union- Free Checking
Direct Deposit: Required
Expires: March 31, 2026
Citibank- Regular Checking
Direct Deposit: Required
Expires: January 12, 2026
Texans Credit Union- Texans Checking Account
Direct Deposit: Required
Expires: January 31, 2026
Citadel- Ultimate Growth Checking
Direct Deposit: Required
Expires: March 31, 2026
Arizona Financial Credit Union- Free Checking Account
Direct Deposit: $250/month
Expires: March 31, 2026
Frequently Asked Questions
Are bank bonuses taxable?
Yes, bank bonuses are generally taxable income. Banks typically issue a 1099 form for bonuses over $600.
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Bank Bonuses with $500 Direct Deposit
Bank account bonuses requiring only $500 or less in direct deposits
View offers →Bank Bonuses with $1,000 Direct Deposit
Bank bonuses requiring $1,000 or less monthly direct deposit
View offers →Bank Bonuses with $2,000 Direct Deposit
Bank bonuses requiring $2,000 or less monthly direct deposit
View offers →Bank Bonuses with $5,000 Direct Deposit
Higher-value bank bonuses requiring substantial direct deposits
View offers →Bank Bonuses with No Direct Deposit Required
Easy bank bonuses that don't require direct deposit to qualify
View offers →Low Effort Bank Bonuses
Easy bank bonuses with minimal requirements - perfect for beginners
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