Chase vs Capital OneBank Bonus Comparison
Updated January 2026 • Side-by-side comparison
Compare Chase and Capital One bank bonuses to see which offers better value. We analyze bonus amounts, requirements, fees, and ease of qualification to help you choose.
Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.
Our Pick for January 2026
It's a tie!
Both banks offer comparable value. Choose based on your specific needs.
74
Chase
74
Capital One
| Feature | Chase | Capital One |
|---|---|---|
| Highest Bonus | $300 | $300 |
| Total Offers | 1 | 1 |
| Ease Score | Easy | Easy |
| Direct Deposit | Required | $500/mo |
| Monthly Fee | $15 (waivable) | $0✓ |
| Availability | Nationwide | Nationwide |
Chase Bonuses
Capital One Bonuses
💡 Our Verdict
Both Chase and Capital One offer comparable value right now. Your choice should depend on which requirements you can more easily meet, your geographic location, and whether you're already a customer of either bank.
Pro tip: You can earn bonuses from both banks if you qualify as a new customer at each!
Frequently Asked Questions
Is Chase or Capital One bonus better?
Chase offers up to $300 while Capital One offers up to $300. Neither bank scores higher overall when considering bonus amount, ease, and fees.
Can I get both Chase and Capital One bonuses?
Yes! You can open accounts at both Chase and Capital One to earn both bonuses, as long as you meet each bank's eligibility requirements (typically being a new customer who hasn't had an account recently).
Which bank has easier bonus requirements?
Both banks have similar ease ratings of "Easy".