Wells Fargo vs Bank of AmericaBank Bonus Comparison
Updated January 2026 • Side-by-side comparison
Compare Wells Fargo and Bank of America bank bonuses to see which offers better value. We analyze bonus amounts, requirements, fees, and ease of qualification to help you choose.
Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.
Our Pick for January 2026
It's a tie!
Both banks offer comparable value. Choose based on your specific needs.
81
Wells Fargo
81
Bank of America
| Feature | Wells Fargo | Bank of America |
|---|---|---|
| Highest Bonus | $400 | $500✓ |
| Total Offers | 1 | 1 |
| Ease Score | Easy | Easy |
| Direct Deposit | Required | Required |
| Monthly Fee | $15 (waivable) | $4.95 (waivable) |
| Availability | Nationwide | Nationwide |
Wells Fargo Bonuses
Bank of America Bonuses
💡 Our Verdict
Both Wells Fargo and Bank of America offer comparable value right now. Your choice should depend on which requirements you can more easily meet, your geographic location, and whether you're already a customer of either bank.
Pro tip: You can earn bonuses from both banks if you qualify as a new customer at each!
Frequently Asked Questions
Is Wells Fargo or Bank of America bonus better?
Wells Fargo offers up to $400 while Bank of America offers up to $500. Neither bank scores higher overall when considering bonus amount, ease, and fees.
Can I get both Wells Fargo and Bank of America bonuses?
Yes! You can open accounts at both Wells Fargo and Bank of America to earn both bonuses, as long as you meet each bank's eligibility requirements (typically being a new customer who hasn't had an account recently).
Which bank has easier bonus requirements?
Both banks have similar ease ratings of "Easy".