Truist vs KeyBankBank Bonus Comparison
Updated January 2026 • Side-by-side comparison
Compare Truist and KeyBank bank bonuses to see which offers better value. We analyze bonus amounts, requirements, fees, and ease of qualification to help you choose.
Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.
Our Pick for January 2026
KeyBank wins
KeyBank offers better overall value with higher bonuses and easier requirements.
79
Truist
81
KeyBank
| Feature | Truist | KeyBank |
|---|---|---|
| Highest Bonus | $400 | $500✓ |
| Total Offers | 1 | 1 |
| Ease Score | Easy | Easy✓ |
| Direct Deposit | Required | Required |
| Monthly Fee | $0 | $0 |
| Availability | 18 states | 16 states |
Truist Bonuses
KeyBank Bonuses
💡 Our Verdict
KeyBank is the better choice in January 2026 if you're looking for bank bonuses. With a top bonus of $500 and 1 total offers, it provides more opportunities than Truist.
However, Truist still offers $400 and could be a good choice if you've already earned the KeyBank bonus or don't qualify as a new customer.
Pro tip: You can earn bonuses from both banks if you qualify as a new customer at each!
Frequently Asked Questions
Is Truist or KeyBank bonus better?
Truist offers up to $400 while KeyBank offers up to $500. KeyBank scores higher overall when considering bonus amount, ease, and fees.
Can I get both Truist and KeyBank bonuses?
Yes! You can open accounts at both Truist and KeyBank to earn both bonuses, as long as you meet each bank's eligibility requirements (typically being a new customer who hasn't had an account recently).
Which bank has easier bonus requirements?
KeyBank has easier requirements with an "Easy" rating compared to Truist's "Easy" rating.