Best Checking Account Bonuses in Florida
February 2026 • 16 offers available • Updated daily
Disclosure: Some links on this page are affiliate links. We may earn a commission if you open an account through these links. Rankings are based on bonus amount and ease score, not compensation.
Top Checking Bonuses in Florida
Fifth Third Bank- Fifth Third Momentum® Checking
Requirements: Direct deposit required
Expires: March 31, 2026
PNC Bank- Virtual Wallet / PNC Simple Checking
Requirements: Direct deposit required
Expires: February 26, 2026
Chase- Total Checking
Requirements: Direct deposit required
Expires: April 15, 2026
Wells Fargo- Everyday Checking
Requirements: Direct deposit required
Expires: April 14, 2026
Community First Credit Union- Bonus Debit Checking
Requirements: No direct deposit required • $0 min balance
Expires: March 31, 2026
KeyBank- Key Smart Checking & Key Select Checking
Requirements: Direct deposit required
Expires: February 6, 2026
BMO- Smart Money Checking / Smart Advantage Checking / Relationship Checking
Requirements: Direct deposit required
Expires: May 4, 2026
Grow Financial Federal Credit Union- CashBack Checking / Checkless Checking
Requirements: $500/mo direct deposit
Expires: March 31, 2026
Addition Financial- Checking Account Promotion
Requirements: $1,000/mo direct deposit
Expires: March 31, 2026
SouthState Bank- SouthState Checking
Requirements: Direct deposit required
Expires: March 31, 2026
Wintrust- Total Access Checking
Requirements: $500/mo direct deposit • $0 min balance
Expires: November 3, 2026
Truist- Truist One Checking
Requirements: Direct deposit required
Expires: March 25, 2026
Chime- Checking Account
Requirements: $200/mo direct deposit
Expires: March 31, 2026
Seacoast Bank- Checking Account
Requirements: $500/mo direct deposit
Expires: December 31, 2026
MIDFLORIDA Credit Union- Free Checking
Requirements: Direct deposit required
Expires: March 31, 2026
Citibank- Regular Checking
Requirements: Direct deposit required
Expires: April 13, 2026
Frequently Asked Questions
What is the best bank bonus in Florida right now?
The top bank bonus in Florida is Fifth Third Bank offering $300. Check our full list above for all current offers ranked by ease of earning.
Are bank bonuses taxable in Florida?
Yes, bank bonuses are generally considered taxable income by the IRS. Banks typically issue a 1099-INT or 1099-MISC for bonuses over $600. We recommend consulting a tax professional for advice specific to your situation.
How do I qualify for these bank bonuses?
Each bank bonus has specific requirements. Common requirements include setting up direct deposit, maintaining a minimum balance, or making a certain number of debit transactions. Click "View Details" on any offer to see the complete requirements.
Bank Bonuses in Other States
Disclaimer: BankOffers.app is not a bank or financial institution. The information provided is for informational purposes only and should not be considered financial advice.
Some links on this page are affiliate links, and we may receive compensation if you open an account through these links. This does not affect our rankings, which are based on bonus amount and ease of qualification. Always verify offer details directly with the bank before applying.