Best Bank Account BonusesMarch 2026
Projected offers based on current data
Planning ahead? Here are the bank bonuses we expect to be available in March 2026, based on current and historical offers.
Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.
$500
Highest Bonus
$298
Average Bonus
25
Active Offers
3
No DD Required
Top 15 Bank Bonuses — March 2026
| # | Bank | Bonus | Net Value* | Ease | Direct Deposit | Monthly Fee | Action |
|---|---|---|---|---|---|---|---|
| 1 | Wintrust Total Access Checking | $500 | ~$375 | Easy | $500/mo | $0 | View Details → |
| 2 | Byline Bank Simple Checking | $450 | ~$338 | Easy | $1,000/mo | $5 (waivable) | View Details → |
| 3 | MIDFLORIDA Credit Union Free Checking | $400 | ~$300 | Easy | Required | $0 | View Details → |
| 4 | Unity Bank Everyday Checking | $400 | ~$300 | Easy | $1,500/mo | $3 (waivable) | View Details → |
| 5 | Truist Truist One Checking | $400 | ~$300 | Easy | Required | $0 | View Details → |
| 6 | WECU Spend Plus Rewards Checking | $400 | ~$300 | Easy | $1,000/mo | $5 (waivable) | View Details → |
| 7 | Bask Bank Interest Checking Account | $300 | ~$225 | Easy | Not required | $0 | View Details → |
| 8 | PSECU New Member Account | $300 | ~$225 | Easy | $500/mo | $0 | View Details → |
| 9 | Grow Financial Federal Credit Union CashBack Checking / Checkless Checking | $300 | ~$225 | Easy | $500/mo | $0 | View Details → |
| 10 | Addition Financial Checking Account Promotion | $300 | ~$225 | Easy | $1,000/mo | $0 | View Details → |
| 11 | Blue Foundry Bank Blue Axis Edge Checking | $300 | ~$225 | Easy | $500/mo | $0 | View Details → |
| 12 | Seacoast Bank Checking Account | $300 | ~$225 | Easy | $500/mo | $0 | View Details → |
| 13 | Citadel Ultimate Growth Checking | $300 | ~$225 | Moderate | Required | $0 | View Details → |
| 14 | Arizona Financial Credit Union Free Checking Account | $300 | ~$225 | Moderate | $250/mo | $0 | View Details → |
| 15 | Financial Plus Credit Union New Account Special | $300 | ~$225 | Easy | $500/mo | $0 | View Details → |
*Net Value is estimated after 25% taxes and 6 months of potential fees. Use our calculator for personalized estimates.
Easiest Bonuses to Earn — March 2026
These bonuses have the simplest requirements and highest ease scores.
💡 March 2026 Insights
Market Summary
In March 2026, there are 25 bank bonuses available with an average value of $298. The highest bonus is $500, and 3 offers don't require direct deposit.
Best Strategy
Focus on bonuses that match your banking behavior. If you have regular income, target higher-value bonuses requiring direct deposit. Otherwise, start with no-DD offers to build experience.
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Frequently Asked Questions — March 2026
What is the best bank bonus in March 2026?
The highest bank bonus in March 2026 is $500 from Wintrust. For easier bonuses, check First Commonwealth Bank.
How many bank bonuses are available in March 2026?
There are currently 25 bank bonuses available in March 2026, with an average value of $298 and a maximum of $500.
What is the easiest bank bonus in March 2026?
First Commonwealth Bank offers one of the easiest bonuses at $200 with no direct deposit required.
Are bank bonuses taxable?
Yes, bank bonuses are generally considered taxable income by the IRS. Banks typically issue a 1099-INT or 1099-MISC for bonuses over $600. We recommend consulting a tax professional for your specific situation.