Best Bank Account BonusesMarch 2026
Projected offers based on current data
Planning ahead? Here are the bank bonuses we expect to be available in March 2026, based on current and historical offers.
Disclosure: Some links are affiliate links. Rankings are based on bonus amount and ease, not compensation.
$600
Highest Bonus
$318
Average Bonus
31
Active Offers
2
No DD Required
Top 15 Bank Bonuses — March 2026
| # | Bank | Bonus | Net Value* | Ease | Direct Deposit | Monthly Fee | Action |
|---|---|---|---|---|---|---|---|
| 1 | Huntington Perks Checking / Platinum Perks Checking | $600 | ~$450 | Easy | Required | $10 (waivable) | View Details → |
| 2 | Wintrust Total Access Checking | $500 | ~$375 | Easy | $500/mo | $0 | View Details → |
| 3 | Byline Bank Simple Checking | $450 | ~$338 | Easy | $1,000/mo | $5 (waivable) | View Details → |
| 4 | Chase Total Checking | $400 | ~$300 | Easy | Required | $15 (waivable) | View Details → |
| 5 | Truist Truist One Checking | $400 | ~$300 | Easy | Required | $0 | View Details → |
| 6 | MIDFLORIDA Credit Union Free Checking | $400 | ~$300 | Easy | Required | $0 | View Details → |
| 7 | Unity Bank Everyday Checking | $400 | ~$300 | Easy | $1,500/mo | $3 (waivable) | View Details → |
| 8 | WECU Spend Plus Rewards Checking | $400 | ~$300 | Easy | $1,000/mo | $5 (waivable) | View Details → |
| 9 | BMO Smart Money Checking / Smart Advantage Checking / Relationship Checking | $400 | ~$300 | Easy | Required | $5 (waivable) | View Details → |
| 10 | Chime Checking Account | $350 | ~$263 | Easy | $200/mo | $0 | View Details → |
| 11 | Wells Fargo Everyday Checking | $325 | ~$244 | Easy | Required | $15 (waivable) | View Details → |
| 12 | Citibank Regular Checking | $325 | ~$244 | Easy | Required | $15 (waivable) | View Details → |
| 13 | Blue Foundry Bank Blue Axis Edge Checking | $300 | ~$225 | Easy | $500/mo | $0 | View Details → |
| 14 | Fifth Third Bank Fifth Third Momentum® Checking | $300 | ~$225 | Easy | Required | $0 | View Details → |
| 15 | Grow Financial Federal Credit Union CashBack Checking / Checkless Checking | $300 | ~$225 | Easy | $500/mo | $0 | View Details → |
*Net Value is estimated after 25% taxes and 6 months of potential fees. Use our calculator for personalized estimates.
Easiest Bonuses to Earn — March 2026
These bonuses have the simplest requirements and highest ease scores.
💡 March 2026 Insights
Market Summary
In March 2026, there are 31 bank bonuses available with an average value of $318. The highest bonus is $600, and 2 offers don't require direct deposit.
Best Strategy
Focus on bonuses that match your banking behavior. If you have regular income, target higher-value bonuses requiring direct deposit. Otherwise, start with no-DD offers to build experience.
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Frequently Asked Questions — March 2026
What is the best bank bonus in March 2026?
The highest bank bonus in March 2026 is $600 from Huntington. For easier bonuses, check First Commonwealth Bank.
How many bank bonuses are available in March 2026?
There are currently 31 bank bonuses available in March 2026, with an average value of $318 and a maximum of $600.
What is the easiest bank bonus in March 2026?
First Commonwealth Bank offers one of the easiest bonuses at $200 with no direct deposit required.
Are bank bonuses taxable?
Yes, bank bonuses are generally considered taxable income by the IRS. Banks typically issue a 1099-INT or 1099-MISC for bonuses over $600. We recommend consulting a tax professional for your specific situation.