Highest Bank Bonuses
The biggest bank account bonuses available right now
Disclosure: Some links are affiliate links. We may earn a commission if you open an account. Rankings are based on bonus amount and ease, not compensation.
Associated Bank- Checking Account Bonus Offer
Direct Deposit: $500/month
Expires: February 28, 2026
Huntington- Perks Checking / Platinum Perks Checking
Direct Deposit: Required
Expires: March 15, 2026
KeyBank- Key Smart Checking & Key Select Checking
Direct Deposit: Required
Expires: February 6, 2026
Wintrust- Total Access Checking
Direct Deposit: $500/month
Expires: November 3, 2026
Byline Bank- Simple Checking
Direct Deposit: $1,000/month
Expires: March 31, 2026
Truist- Truist One Checking
Direct Deposit: Required
Expires: March 25, 2026
Unity Bank- Everyday Checking
Direct Deposit: $1,500/month
Expires: March 31, 2026
PNC Bank- Virtual Wallet / PNC Simple Checking
Direct Deposit: Required
Expires: February 26, 2026
Chase- Total Checking
Direct Deposit: Required
Expires: April 15, 2026
BMO- Smart Money Checking / Smart Advantage Checking / Relationship Checking
Direct Deposit: Required
Expires: May 4, 2026
MIDFLORIDA Credit Union- Free Checking
Direct Deposit: Required
Expires: March 31, 2026
WECU- Spend Plus Rewards Checking
Direct Deposit: $1,000/month
Expires: June 30, 2026
Chime- Checking Account
Direct Deposit: $200/month
Expires: March 31, 2026
Wells Fargo- Everyday Checking
Direct Deposit: Required
Expires: April 14, 2026
Citibank- Regular Checking
Direct Deposit: Required
Expires: April 13, 2026
PSECU- New Member Account
Direct Deposit: $500/month
Expires: December 31, 2026
Grow Financial Federal Credit Union- CashBack Checking / Checkless Checking
Direct Deposit: $500/month
Expires: March 31, 2026
Addition Financial- Checking Account Promotion
Direct Deposit: $1,000/month
Expires: March 31, 2026
Blue Foundry Bank- Blue Axis Edge Checking
Direct Deposit: $500/month
Expires: March 31, 2026
Seacoast Bank- Checking Account
Direct Deposit: $500/month
Expires: December 31, 2026
Citadel- Ultimate Growth Checking
Direct Deposit: Required
Expires: March 31, 2026
Arizona Financial Credit Union- Free Checking Account
Direct Deposit: $250/month
Expires: March 31, 2026
Financial Plus Credit Union- New Account Special
Direct Deposit: $500/month
Expires: March 31, 2026
Fifth Third Bank- Fifth Third Momentum® Checking
Direct Deposit: Required
Expires: March 31, 2026
Frequently Asked Questions
What is the highest bank bonus available?
The highest bank bonus right now is $600 from Associated Bank.
Are high value bonuses harder to earn?
Higher bonuses often have more requirements, but not always. Check the ease score on each offer to see how difficult it is to qualify.
Are bank bonuses taxable?
Yes, bank bonuses are generally taxable income. Banks typically issue a 1099 form for bonuses over $600.
Explore Other Categories
Bank Bonuses with $500 Direct Deposit
Bank account bonuses requiring only $500 or less in direct deposits
View offers →Bank Bonuses with $1,000 Direct Deposit
Bank bonuses requiring $1,000 or less monthly direct deposit
View offers →Bank Bonuses with $2,000 Direct Deposit
Bank bonuses requiring $2,000 or less monthly direct deposit
View offers →Bank Bonuses with $5,000 Direct Deposit
Higher-value bank bonuses requiring substantial direct deposits
View offers →Bank Bonuses with No Direct Deposit Required
Easy bank bonuses that don't require direct deposit to qualify
View offers →Low Effort Bank Bonuses
Easy bank bonuses with minimal requirements - perfect for beginners
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